Pandas Profiling Report

Dataset statistics

Number of variables	27
Number of observations	110148
Missing cells	478
Missing cells (%)	< 0.1%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	22.7 MiB
Average record size in memory	216.0 B

Variable types

NUM	11
CAT	10
BOOL	5
DATE	1

Reproduction

Analysis started	2020-07-27 09:59:44.382778
Analysis finished	2020-07-27 10:00:25.619042
Duration	41.24 seconds
Version	pandas-profiling v2.8.0
Command line	`pandas_profiling --config_file config.yaml [YOUR_FILE.csv]`
Download configuration	config.yaml

Warnings

`to_young_warn` has constant value "373"	Constant
`app_month` is highly correlated with `client_id` and 1 other fields	High correlation
`client_id` is highly correlated with `app_month` and 1 other fields	High correlation
`days_from_CD` is highly correlated with `client_id` and 1 other fields	High correlation
`client_id` has unique values	Unique
`decline_app_cnt` has 91471 (83.0%) zeros	Zeros
`bki_request_cnt` has 28908 (26.2%) zeros	Zeros

client_id
Real number (ℝ_≥0)

HIGH CORRELATION
UNIQUE

Distinct count	110148
Unique (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	55074.5
Minimum	1
Maximum	110148
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	1
5-th percentile	5508.35
Q1	27537.75
median	55074.5
Q3	82611.25
95-th percentile	104640.65
Maximum	110148
Range	110147
Interquartile range (IQR)	55073.5

Descriptive statistics

Standard deviation	31797.13306
Coefficient of variation (CV)	0.5773476484
Kurtosis	-1.2
Mean	55074.5
Median Absolute Deviation (MAD)	27537
Skewness	0
Sum	6066346026
Variance	1011057671

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
2047	1	< 0.1%
97541	1	< 0.1%
93447	1	< 0.1%
70920	1	< 0.1%
72969	1	< 0.1%
66826	1	< 0.1%
68875	1	< 0.1%
79116	1	< 0.1%
81165	1	< 0.1%
75022	1	< 0.1%
Other values (110138)	110138	> 99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	1	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
110148	1	< 0.1%
110147	1	< 0.1%
110146	1	< 0.1%
110145	1	< 0.1%
110144	1	< 0.1%

app_date
Date

Distinct count	120
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

Minimum	2014-01-01 00:00:00
Maximum	2014-04-30 00:00:00

Histogram

Histogram

education
Categorical

Distinct count	5
Unique (%)	< 0.1%
Missing	478
Missing (%)	0.4%
Memory size	860.5 KiB

SCH	57998
GRD	34768
UGR	14748
PGR	1865
ACD	291

Common Values
Length

Value	Count	Frequency (%)
SCH	57998	52.7%
GRD	34768	31.6%
UGR	14748	13.4%
PGR	1865	1.7%
ACD	291	0.3%
(Missing)	478	0.4%

Length

Max length	3
Median length	3
Mean length	3
Min length	3

sex
Categorical

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

F	61836
M	48312

Common Values
Length

Value	Count	Frequency (%)
F	61836	56.1%
M	48312	43.9%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

age
Real number (ℝ_≥0)

Distinct count	52
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	39.249409884882155
Minimum	21
Maximum	72
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	21
5-th percentile	24
Q1	30
median	37
Q3	48
95-th percentile	60
Maximum	72
Range	51
Interquartile range (IQR)	18

Descriptive statistics

Standard deviation	11.51806263
Coefficient of variation (CV)	0.2934582371
Kurtosis	-0.7260121183
Mean	39.24940988
Median Absolute Deviation (MAD)	9
Skewness	0.4802480831
Sum	4323244
Variance	132.6657668

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
31	4084	3.7%
28	4035	3.7%
30	4035	3.7%
27	3964	3.6%
29	3940	3.6%
26	3780	3.4%
32	3773	3.4%
34	3548	3.2%
33	3499	3.2%
35	3386	3.1%
Other values (42)	72104	65.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
21	1262	1.1%
22	1415	1.3%
23	2295	2.1%
24	2780	2.5%
25	3292	3.0%

Value	Count	Frequency (%)
72	2	< 0.1%
71	6	< 0.1%
70	60	0.1%
69	110	0.1%
68	261	0.2%

car
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

N	74290
Y	35858

Frequency Table

Value	Count	Frequency (%)
N	74290	67.4%
Y	35858	32.6%

car_type
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

N	89140
Y	21008

Frequency Table

Value	Count	Frequency (%)
N	89140	80.9%
Y	21008	19.1%

decline_app_cnt
Real number (ℝ_≥0)

ZEROS

Distinct count	24
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.2732051421723499
Minimum	0
Maximum	33
Zeros	91471
Zeros (%)	83.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	33
Range	33
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.799099319
Coefficient of variation (CV)	2.924905851
Kurtosis	101.2380998
Mean	0.2732051422
Median Absolute Deviation (MAD)	0
Skewness	6.493006696
Sum	30093
Variance	0.6385597216

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	91471	83.0%
1	12500	11.3%
2	3622	3.3%
3	1365	1.2%
4	606	0.6%
5	255	0.2%
6	156	0.1%
7	58	0.1%
8	37	< 0.1%
9	29	< 0.1%
Other values (14)	49	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	91471	83.0%
1	12500	11.3%
2	3622	3.3%
3	1365	1.2%
4	606	0.6%

Value	Count	Frequency (%)
33	1	< 0.1%
30	1	< 0.1%
24	1	< 0.1%
22	1	< 0.1%
21	1	< 0.1%

good_work
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

0	91917
1	18231

Frequency Table

Value	Count	Frequency (%)
0	91917	83.4%
1	18231	16.6%

score_bki
Real number (ℝ)

Distinct count	102618
Unique (%)	93.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-1.904535048828939
Minimum	-3.62458632
Maximum	0.19977285
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	-3.62458632
5-th percentile	-2.696247185
Q1	-2.26043367
median	-1.92082293
Q3	-1.567888152
95-th percentile	-1.055049083
Maximum	0.19977285
Range	3.82435917
Interquartile range (IQR)	0.6925455175

Descriptive statistics

Standard deviation	0.4993974924
Coefficient of variation (CV)	-0.2622149131
Kurtosis	-0.1492918934
Mean	-1.904535049
Median Absolute Deviation (MAD)	0.34574209
Skewness	0.1939872976
Sum	-209780.7266
Variance	0.2493978554

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
-1.77526279	517	0.5%
-2.1042109	454	0.4%
-2.22500363	424	0.4%
-2.16966378	375	0.3%
-2.02410005	278	0.3%
-1.92082293	270	0.2%
-2.38726804	238	0.2%
-1.52642194	207	0.2%
-2.44723899	207	0.2%
-2.2729409	176	0.2%
Other values (102608)	107002	97.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-3.62458632	1	< 0.1%
-3.59798083	1	< 0.1%
-3.58258691	1	< 0.1%
-3.57419708	1	< 0.1%
-3.56422406	1	< 0.1%

Value	Count	Frequency (%)
0.19977285	2	< 0.1%
0.1980699	1	< 0.1%
0.18882044	1	< 0.1%
0.18361297	1	< 0.1%
0.16854933	1	< 0.1%

bki_request_cnt
Real number (ℝ_≥0)

ZEROS

Distinct count	40
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2.0050023604604714
Minimum	0
Maximum	53
Zeros	28908
Zeros (%)	26.2%
Memory size	860.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	6
Maximum	53
Range	53
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.266925867
Coefficient of variation (CV)	1.130635012
Kurtosis	23.16785082
Mean	2.00500236
Median Absolute Deviation (MAD)	1
Skewness	3.082728152
Sum	220847
Variance	5.138952887

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0	28908	26.2%
1	27295	24.8%
2	20481	18.6%
3	13670	12.4%
4	8406	7.6%
5	4960	4.5%
6	2500	2.3%
7	1292	1.2%
8	735	0.7%
9	459	0.4%
Other values (30)	1442	1.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	28908	26.2%
1	27295	24.8%
2	20481	18.6%
3	13670	12.4%
4	8406	7.6%

Value	Count	Frequency (%)
53	1	< 0.1%
47	1	< 0.1%
46	1	< 0.1%
45	1	< 0.1%
41	1	< 0.1%

region_rating
Real number (ℝ_≥0)

Distinct count	7
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	56.7511893089298
Minimum	20
Maximum	80
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	20
5-th percentile	40
Q1	50
median	50
Q3	60
95-th percentile	80
Maximum	80
Range	60
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	13.06592289
Coefficient of variation (CV)	0.2302317017
Kurtosis	-0.6334345368
Mean	56.75118931
Median Absolute Deviation (MAD)	10
Skewness	0.4778692262
Sum	6251030
Variance	170.7183409

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
50	40981	37.2%
60	23999	21.8%
40	17947	16.3%
80	17170	15.6%
70	9304	8.4%
30	434	0.4%
20	313	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
20	313	0.3%
30	434	0.4%
40	17947	16.3%
50	40981	37.2%
60	23999	21.8%

Value	Count	Frequency (%)
80	17170	15.6%
70	9304	8.4%
60	23999	21.8%
50	40981	37.2%
40	17947	16.3%

home_address
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

2	59591
1	48688
3	1869

Common Values
Length

Value	Count	Frequency (%)
2	59591	54.1%
1	48688	44.2%
3	1869	1.7%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

work_address
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

3	67113
2	30761
1	12274

Common Values
Length

Value	Count	Frequency (%)
3	67113	60.9%
2	30761	27.9%
1	12274	11.1%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

income
Real number (ℝ_≥0)

Distinct count	1207
Unique (%)	1.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	41012.648536514505
Minimum	1000
Maximum	1000000
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	1000
5-th percentile	10000
Q1	20000
median	30000
Q3	48000
95-th percentile	100000
Maximum	1000000
Range	999000
Interquartile range (IQR)	28000

Descriptive statistics

Standard deviation	45399.73505
Coefficient of variation (CV)	1.10696911
Kurtosis	100.1746159
Mean	41012.64854
Median Absolute Deviation (MAD)	12000
Skewness	7.503020095
Sum	4517461211
Variance	2061135943

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
30000	10437	9.5%
25000	9090	8.3%
20000	8174	7.4%
40000	7383	6.7%
50000	6742	6.1%
35000	6319	5.7%
15000	5874	5.3%
60000	3818	3.5%
45000	3670	3.3%
18000	2732	2.5%
Other values (1197)	45909	41.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	6	< 0.1%
1100	1	< 0.1%
1200	1	< 0.1%
1500	2	< 0.1%
1700	1	< 0.1%

Value	Count	Frequency (%)
1000000	13	< 0.1%
999999	4	< 0.1%
999000	2	< 0.1%
990000	1	< 0.1%
950000	4	< 0.1%

sna
Categorical

Distinct count	4
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

1	70681
4	17481
2	15832
3	6154

Common Values
Length

Value	Count	Frequency (%)
1	70681	64.2%
4	17481	15.9%
2	15832	14.4%
3	6154	5.6%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

first_time
Categorical

Distinct count	4
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

3	46588
4	28017
1	18296
2	17247

Common Values
Length

Value	Count	Frequency (%)
3	46588	42.3%
4	28017	25.4%
1	18296	16.6%
2	17247	15.7%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

foreign_passport
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

N	93721
Y	16427

Frequency Table

Value	Count	Frequency (%)
N	93721	85.1%
Y	16427	14.9%

default
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

0	64427
-1	36349
1	9372

Common Values
Length

Value	Count	Frequency (%)
0	64427	58.5%
-1	36349	33.0%
1	9372	8.5%

Length

Max length	2
Median length	1
Mean length	1.330001453
Min length	1

train
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

1	73799
0	36349

Frequency Table

Value	Count	Frequency (%)
1	73799	67.0%
0	36349	33.0%

car1
Categorical

Distinct count	3
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

0	74290
2	21008
1	14850

Common Values
Length

Value	Count	Frequency (%)
0	74290	67.4%
2	21008	19.1%
1	14850	13.5%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

app_month
Categorical

HIGH CORRELATION

Distinct count	4
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

3	31597
2	27097
4	26266
1	25188

Common Values
Length

Value	Count	Frequency (%)
3	31597	28.7%
2	27097	24.6%
4	26266	23.8%
1	25188	22.9%

Length

Max length	1
Median length	1
Mean length	1
Min length	1

score_bki_income
Real number (ℝ_≥0)

Distinct count	106475
Unique (%)	96.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.025660981485143224
Minimum	0.000521989089
Maximum	0.7445010830000001
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	0.000521989089
5-th percentile	0.006124594341
Q1	0.0135169247
median	0.02093235222
Q3	0.03179510595
95-th percentile	0.06150379223
Maximum	0.744501083
Range	0.7439790939
Interquartile range (IQR)	0.01827818125

Descriptive statistics

Standard deviation	0.01991195944
Coefficient of variation (CV)	0.7759625035
Kurtosis	70.34170447
Mean	0.02566098149
Median Absolute Deviation (MAD)	0.008542532441
Skewness	4.309870426
Sum	2826.505789
Variance	0.0003964861286

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
0.0307248087	55	< 0.1%
0.0204832058	51	< 0.1%
0.0258956394	48	< 0.1%
0.03236954925	46	< 0.1%
0.02409667604	45	< 0.1%
0.02008056337	45	< 0.1%
0.02109449903	44	< 0.1%
0.03012084505	44	< 0.1%
0.0215796995	44	< 0.1%
0.01618477463	43	< 0.1%
Other values (106465)	109683	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.000521989089	1	< 0.1%
0.000536764093	1	< 0.1%
0.000554029853	1	< 0.1%
0.000567950726	1	< 0.1%
0.000569325035	1	< 0.1%

Value	Count	Frequency (%)
0.744501083	1	< 0.1%
0.677866836	1	< 0.1%
0.622507259	1	< 0.1%
0.6213791	1	< 0.1%
0.589612089	1	< 0.1%

days_from_CD
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	120
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2130.0285343356213
Minimum	2072
Maximum	2191
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	2072
5-th percentile	2079
Q1	2102
median	2129
Q3	2158
95-th percentile	2180
Maximum	2191
Range	119
Interquartile range (IQR)	56

Descriptive statistics

Standard deviation	32.07607842
Coefficient of variation (CV)	0.01505899001
Kurtosis	-1.141261894
Mean	2130.028534
Median Absolute Deviation (MAD)	28
Skewness	0.007687821604
Sum	234618383
Variance	1028.874807

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
2115	1491	1.4%
2114	1363	1.2%
2116	1350	1.2%
2102	1317	1.2%
2095	1296	1.2%
2100	1291	1.2%
2122	1245	1.1%
2129	1242	1.1%
2101	1239	1.1%
2150	1233	1.1%
Other values (110)	97081	88.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2072	865	0.8%
2073	546	0.5%
2074	878	0.8%
2075	497	0.5%
2076	643	0.6%

Value	Count	Frequency (%)
2191	56	0.1%
2190	204	0.2%
2189	313	0.3%
2188	447	0.4%
2187	425	0.4%

score_bki_region_rating
Real number (ℝ)

Distinct count	104371
Unique (%)	94.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	-3.470444237018258
Minimum	-15.97430457142857
Maximum	0.8026158571428571
Zeros	0
Zeros (%)	0.0%
Memory size	860.5 KiB

Quantile statistics

Minimum	-15.97430457
5-th percentile	-5.550553024
Q1	-4.23608926
median	-3.375094574
Q3	-2.60611246
95-th percentile	-1.664678955
Maximum	0.8026158571
Range	16.77692043
Interquartile range (IQR)	1.629976801

Descriptive statistics

Standard deviation	1.22549637
Coefficient of variation (CV)	-0.3531237751
Kurtosis	2.62070108
Mean	-3.470444237
Median Absolute Deviation (MAD)	0.8101621287
Skewness	-0.7572653356
Sum	-382262.4918
Variance	1.501841353

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
-4.125903725	176	0.2%
-3.480907431	170	0.2%
-4.362752216	153	0.1%
-2.191682457	111	0.1%
-4.254242706	109	0.1%
-3.449526066	106	0.1%
-2.910266869	101	0.1%
-3.968823627	100	0.1%
-4.680917725	100	0.1%
-3.647546934	96	0.1%
Other values (104361)	108926	98.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-15.97430457	1	< 0.1%
-15.40041743	1	< 0.1%
-15.38181781	1	< 0.1%
-14.59737719	1	< 0.1%
-14.46257267	1	< 0.1%

Value	Count	Frequency (%)
0.8026158571	1	< 0.1%
0.4872508537	1	< 0.1%
0.3917114706	1	< 0.1%
0.3247047541	1	< 0.1%
0.3095417049	1	< 0.1%

delta_app
Real number (ℝ_≥0)

Distinct count	78548
Unique (%)	71.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1.0977638370944993
Minimum	0.0
Maximum	5.254020844302736
Zeros	1
Zeros (%)	< 0.1%
Memory size	860.5 KiB

Quantile statistics

Minimum	0
5-th percentile	0.9731908536
Q1	1
median	1.069635614
Q3	1.151407113
95-th percentile	1.319390962
Maximum	5.254020844
Range	5.254020844
Interquartile range (IQR)	0.1514071127

Descriptive statistics

Standard deviation	0.1250967674
Coefficient of variation (CV)	0.1139559924
Kurtosis	22.93969712
Mean	1.097763837
Median Absolute Deviation (MAD)	0.0696356142
Skewness	2.306375339
Sum	120916.4911
Variance	0.01564920122

Histogram

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
1	28710	26.1%
1.068083073	119	0.1%
1.054321415	118	0.1%
1.064386926	109	0.1%
1.066389724	102	0.1%
1.058775422	78	0.1%
1.061935607	78	0.1%
1.073048215	74	0.1%
1.10864283	61	0.1%
1.128773851	53	< 0.1%
Other values (78538)	80646	73.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
0.06262651753	1	< 0.1%
0.206919472	1	< 0.1%
0.2469056693	1	< 0.1%
0.2883295591	1	< 0.1%

Value	Count	Frequency (%)
5.254020844	1	< 0.1%
4.005621875	1	< 0.1%
2.773129797	1	< 0.1%
2.655646902	1	< 0.1%
2.645422178	1	< 0.1%

to_young_warn
Categorical

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	860.5 KiB

373	110148

Common Values
Length

Value	Count	Frequency (%)
373	110148	100.0%

Length

Max length	3
Median length	3
Mean length	3
Min length	3

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Phik (φk)

Phik (φk) is a new and practical correlation coefficient that works consistently between categorical, ordinal and interval variables, captures non-linear dependency and reverts to the Pearson correlation coefficient in case of a bivariate normal input distribution. There is extensive documentation available here.

Cramér's V (φc)

Cramér's V is an association measure for nominal random variables. The coefficient ranges from 0 to 1, with 0 indicating independence and 1 indicating perfect association. The empirical estimators used for Cramér's V have been proved to be biased, even for large samples. We use a bias-corrected measure that has been proposed by Bergsma in 2013 that can be found here.

First rows

	client_id	app_date	education	sex	age	car	car_type	decline_app_cnt	good_work	score_bki	bki_request_cnt	region_rating	home_address	work_address	income	sna	first_time	foreign_passport	train	car1	app_month	score_bki_income	days_from_CD	score_bki_region_rating	delta_app	to_young_warn
0	25905	2014-02-01	SCH	M	62	Y	Y	0	0	-2.008753	1	50	1	2	18000	4	1	N	1	2	2	0.034669	2160	-3.938731	1.061466	373
1	63161	2014-03-12	SCH	F	59	N	N	0	0	-1.532276	3	50	2	3	19000	4	1	N	1	0	3	0.035352	2121	-3.004463	1.140659	373
2	25887	2014-02-01	SCH	M	25	Y	N	2	0	-1.408142	1	80	1	2	30000	1	4	Y	1	1	2	0.022803	2160	-1.738447	0.956912	373
3	16222	2014-01-23	SCH	F	53	N	N	0	0	-2.057471	2	50	2	3	10000	1	3	N	1	0	1	0.061917	2169	-4.034258	1.125913	373
4	101655	2014-04-18	GRD	M	48	N	N	0	1	-1.244723	1	60	2	3	30000	1	4	Y	1	0	4	0.023348	2084	-2.040529	1.038087	373
5	41415	2014-02-18	SCH	M	27	Y	N	0	1	-2.032257	0	50	1	1	15000	2	3	N	1	1	2	0.041446	2143	-3.984818	1.000000	373
6	28436	2014-02-04	SCH	M	39	N	N	0	0	-2.225004	0	60	1	2	28000	1	1	N	1	0	2	0.021515	2157	-3.647547	1.000000	373
7	68769	2014-03-17	SCH	F	39	N	N	0	0	-1.522739	1	50	2	3	45000	3	3	N	1	0	3	0.014948	2116	-2.985763	1.046594	373
8	38424	2014-02-14	SCH	F	50	Y	N	1	0	-1.676061	0	50	1	1	30000	1	4	N	1	1	2	0.021910	2147	-3.286394	0.948714	373
9	4496	2014-01-10	UGR	F	54	N	N	0	0	-2.695176	1	50	2	3	24000	1	3	N	1	0	1	0.023142	2182	-5.284658	1.082470	373

Last rows

	client_id	app_date	education	sex	age	car	car_type	decline_app_cnt	good_work	score_bki	bki_request_cnt	region_rating	home_address	work_address	income	sna	first_time	foreign_passport	default	car1	app_month	score_bki_income	days_from_CD	score_bki_region_rating	delta_app	to_young_warn
110138	16072	2014-01-23	GRD	F	28	N	N	0	0	-1.651781	4	60	1	2	13000	1	3	N	-1	0	1	0.050749	2169	-2.707837	1.202172	373
110139	10090	2014-01-17	SCH	F	53	Y	N	0	0	-1.845058	2	50	1	2	7000	1	1	N	-1	1	1	0.091487	2175	-3.617760	1.112914	373
110140	90435	2014-04-07	UGR	F	48	N	N	0	0	-2.066300	1	60	1	1	27000	1	4	N	-1	0	4	0.022900	2095	-3.387376	1.063227	373
110141	42509	2014-02-19	SCH	F	58	Y	Y	0	1	-1.857117	1	50	2	3	25000	4	3	N	-1	2	2	0.025568	2142	-3.641406	1.056826	373
110142	72405	2014-03-20	SCH	F	40	N	N	0	0	-2.039905	0	50	2	3	20000	4	1	N	-1	0	3	0.031046	2113	-3.999814	1.000000	373
110143	83775	2014-03-31	SCH	F	37	N	N	1	0	-1.744976	3	50	2	3	15000	4	1	N	-1	0	3	0.043361	2102	-3.421521	1.106789	373
110144	106254	2014-04-25	GRD	F	64	Y	Y	0	0	-2.293781	3	60	1	2	200000	1	4	N	-1	2	4	0.002978	2077	-3.760297	1.210563	373
110145	81852	2014-03-30	GRD	M	31	N	N	2	0	-0.940752	1	50	1	2	60000	4	2	N	-1	0	3	0.012181	2103	-1.844612	0.971214	373
110146	1971	2014-01-07	UGR	F	27	N	N	1	0	-1.242392	2	80	2	3	30000	1	1	N	-1	0	1	0.023356	2185	-1.533817	1.038016	373
110147	69044	2014-03-17	SCH	M	38	N	N	0	0	-1.507549	2	50	1	2	15000	4	2	N	-1	0	3	0.044944	2116	-2.955979	1.092259	373

Overview

Variables

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Phik (φk)

Cramér's V (φc)

Missing values

Sample

First rows

Last rows